Insurance for your car

IMPORTANCE OF CAR INSURANCE

  • Getting your car insured in Kenya is a legal requirement
  • You get to protect your car as an investment and avoid potential loss of a great deal of money.
  • Car Insurance protects your car in cases of accidents, theft, and other misfortunes depending on the premium selected.

Documents Required for Insurance procurement

when you buy a car and you would like to insure it, here are the mandatory documents that the insurance company will require from you. With this the insurance provider will help you choose a premium that best suits your car. They will also calculate the amount you need to pay as per the details collected from these documents.

  • Client National Identity Card or Passport
  • Vehicle Log Book
  • Recent Valuation Report
  • The car insurance Proposal form

The Main Car Insurance Premiums in Kenya

In Kenya there are three major premiums offered by all car Insurance providers. WHen buying insurance it is always advisable to consult with the insurance company you choose to find a cover that best fits your needs.

  • Comprehensive Car Insurance
  • Third Party, Fire and Theft
  • Third Party

Extra Covers incoporated by some Insurance Companies

Some Insurance companies have incoporated etra covers which are optional but come in handy especially with the common misfortunes and disasters. This include

  • Personal Accident Cover
  • Windshield cover
  • Excess Protector
  • Stereo Cover
  • Windshield cover
  • Terrorism cover

Choosing an Insurance Provider

There are many insurance providers in Kenya. It is good practise to research on which ones will better serve you. Here are some factors to consider before you choose an Insurance Provider for your car.

  • Does the company pay claims promptly?
  • Is the company financially stable?
  • Does the company offer good customer service?
  • Does the company offer good after sales service?
  • Does the company offer reasonble premiums?

Want to get the best premium that fits you?

Everyone wants to get good offers. Insurance covers are not cheap and it is crucial to do your research prior to making the decision to buy insurance. To stay on the safe side, it is advisable to:

  • Review insurance policies early
  • Compare different policies from different Insurance providers
  • Consult with at least two Agents to get the best deals
  • Inquire for deals and offers from Insurance Providers